Terms of Service

1. Acceptance of Terms

By accessing or using myCognitor's services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our services.

2. Description of Services

Core Services

myCognitor provides digital witnessing and intellectual property verification services, including:

• Timestamping: Secure timestamping of your intellectual property submissions
• Cryptographic Verification: SHA-256 hash generation for content integrity
• Certificate Generation: Professional verification certificates
• Document Creation: Legal agreements, receipts, and detailed reports
• Verification Services: Public verification of certificate authenticity

Additional Services

• AI Advisory: Market analysis and competitive intelligence
• API Access: Programmatic access to our verification services
• Dashboard: Account management and submission tracking
• Help Center: Community support and knowledge base

3. User Accounts and Registration

Account Creation

To use certain features, you may need to create an account by providing:

• Valid email address
• Accurate contact information
• Payment information for paid services

Your Responsibilities

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Providing accurate and up-to-date information

4. Intellectual Property Rights

Your Content

You retain all rights to the intellectual property you submit to myCognitor. By using our services, you grant us a limited license to:

• Process and store your content for verification purposes
• Generate cryptographic hashes and timestamps
• Create verification documents and certificates
• Provide AI advisory services (if requested)

Our Content

myCognitor owns all rights to:

• The myCognitor platform, software, and technology
• Our trademarks, logos, and branding
• Verification certificates and documents we generate
• Our proprietary algorithms and processes

Third-Party Content

Our AI advisory services may reference publicly available information. We do not claim ownership of such third-party content.

5. Payment Terms

Pricing

Payment Processing

• Payments are processed through PayNow
• All prices are in USD but may be converted to local currency
• Payment is required before certificate generation
• We do not store payment card information

6. Acceptable Use Policy

Permitted Uses

You may use myCognitor to:

• Verify legitimate intellectual property and creative works
• Establish timestamps for business ideas and innovations
• Create legal documentation for IP protection
• Access our API for legitimate business purposes

Prohibited Uses

7. Service Availability and Limitations

Service Availability

We strive to maintain high availability but cannot guarantee:

• Uninterrupted access to our services
• Error-free operation at all times
• Compatibility with all devices and browsers
• Availability during maintenance periods

Service Limitations

8. Disclaimers and Limitations of Liability

Limitation of Liability

To the maximum extent permitted by law:

• Our liability is limited to the amount you paid for services
• We are not liable for indirect, incidental, or consequential damages
• We are not responsible for third-party services or content
• You use our services at your own risk

Indemnification

You agree to indemnify and hold harmless myCognitor from any claims arising from your use of our services, violation of these Terms, or infringement of others' rights.

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. API Terms

API Access

If you use our API:

• You must comply with our API documentation and guidelines
• Rate limits and usage restrictions apply
• You are responsible for securing your API keys
• We may monitor API usage for compliance

API Restrictions

• Do not exceed published rate limits
• Do not attempt to circumvent security measures
• Do not use the API for prohibited purposes
• Maintain the confidentiality of API keys

For detailed API documentation, visit our API Documentation.

11. Termination

Termination by You

You may terminate your account at any time by contacting our support team. Note that verification records will be retained for legal purposes.

Termination by Us

We may terminate or suspend your account if:

• You violate these Terms
• You engage in prohibited activities
• Your account remains inactive for extended periods
• Required by law or regulation

Effect of Termination

• Your access to services will cease
• Verification records will remain accessible
• Outstanding payments remain due
• Certain provisions of these Terms survive termination

12. Changes to Terms

We may update these Terms from time to time. When we do:

• We will post the updated Terms on this page
• We will update the "Last updated" date
• For material changes, we will notify you via email
• Your continued use constitutes acceptance of updated Terms

13. Governing Law and Disputes

Governing Law

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict of law principles.

Dispute Resolution

For disputes arising from these Terms:

• First, contact our support team to resolve informally
• If unresolved, disputes will be subject to binding arbitration
• Arbitration will be conducted in [Your Jurisdiction]
• You waive the right to participate in class actions

14. Contact Information

If you have questions about these Terms, please contact us: